Self Insured Brokers

Self-Funded

Because One Size Doesn’t Fit All

A self-funded plan is an administrative services-only health insurance product designed for large companies who don’t conform to the "one size fits all approach."


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The organization pays the direct cost of each claim as it is incurred rather than prepaying for benefit claims as with traditional insured programs. This allows a company the flexibility to create an employee health benefit plan that fits both employee and organizational needs.


That flexibility, combined with a comprehensive health care practitioner network, member service excellence, and experienced staff, makes self-funding easier than ever.

Why Choose a Self-Funded Plan

Save 20 Percent at 6,200 CVS Stores Nationwide


Self-funded plans are administered by Capital District Physicians' Healthcare Network, Inc. (CDPHN), which is an affiliate of CDPHP.

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