EPO
Comprehensive Coverage, Wide Range of Choices
An exclusive provider organization (EPO) provides extensive benefits with the freedom to see any physician in the CDPHP Universal Benefits, Inc. (CDPHP UBI) network without a referral.
Convenient, Cost-effective
- Comprehensive in-network coverage.
- No in-network claim forms or referrals.
- No charge for certain preventive care, including routine annual physicals, immunizations, mammograms, Pap smears, and prostate cancer screenings.
- Worldwide coverage for emergency care.
Groups may also add riders to cover other benefits such as drug coverage and extended student coverage.
Employers also have the choice of extending the network nationally, giving their employees outside the region easy access to in-network care as well.
The EPO is underwritten by CDPHP UBI. This summary offers highlights but does not detail all benefits, limitations, or exclusions. It is not a contract and may be subject to change. For more detailed information, a Membership Certificate is available upon request.
