POS
Low-Cost In-Network Access And the Freedom to Choose
A point-of-service (POS) plan provides comprehensive benefits and services, with the added flexibility of seeing providers outside of the CDPHP Universal Benefits, Inc. (CDPHP UBI) network.
Employees select a primary care physician (PCP) from a large list of providers for easy, affordable access to quality medical care. Their PCP may, when necessary, refer them to participating specialists.
Less Cost, More Flexibility
- Members pay fixed copayments for in-network services and have access to high-quality in-network specialty care by referral.
- No claims to file for care received in-network.
- No charge for well-child care and many other routine preventive health care services, including annual physicals, Pap smears, mammograms, and prostate cancer screening provided in-network.
- To see participating specialists without a referral or a non-participating provider, members may pay a deductible and coinsurance.
- Worldwide coverage for emergency care.
Groups may also add riders to cover other benefits such as drug coverage or extended student coverage.
Save 20 Percent at 6,200 CVS Stores Nationwide
- CDPHP will send members a free CVS ExtraCare® Health card to receive this special discount on CVS brand health-related products.
- Learn more about the CDPHP CVS ExtraCare Health card.
The POS plan is underwritten by CDPHP UBI. This summary offers highlights but does not detail all benefits, limitations, or exclusions. It is not a contract and may be subject to change. For more detailed information, a Membership Certificate is available upon request.
