POS
Low-Cost In-Network Access And the Freedom to Choose
A point-of-service (POS) plan from CDPHP Universal Benefits, Inc. (CDPHP UBI) provides all of the benefits and services of an HMO, but with the added flexibility of seeing providers outside of the CDPHP UBI network.
You select a primary care physician (PCP) from a large list of providers for easy, affordable access to quality medical care. Your PCP can refer you to participating specialists as needed.
Less Cost, More Flexibility
- No claims to file for care received in-network.
- No charge for well-child care and many other routine preventive health care services, including annual physicals, Pap smears, mammograms, and prostate cancer screening provided in-network.
- See participating specialists without a referral or a non-participating provider by paying a deductible and coinsurance.
- Worldwide coverage for emergency care.
Save 20 Percent at 6,200 CVS Stores Nationwide
- CDPHP will send you a free CVS ExtraCare® Health card to receive this special discount on CVS brand health-related products.
- Learn more about your CDPHP CVS ExtraCare Health card.
This summary offers highlights but does not detail all benefits, limitations, or exclusions. It is not a contract and may be subject to change. For more detailed information, a Membership Certificate is available upon request.
Please Note: The POS Plan is underwritten by CDPHP Universal Benefits, Inc. (CDPHP UBI). You must comply with CDPHP UBI's managed benefits program as set forth in the contract to receive the maximum benefits for out-of-network services. Failure to do so will result in you being responsible for an additional payment of 50% of the allowed amount up to a maximum of $500 for each service payable, in addition to the applicable copayment, deductible and/or coinsurance. There is a $1,000,000 lifetime maximum on out-of-network care.