Self-Funded
Because One Size Doesn’t Fit All
A self-funded plan is an administrative services-only health insurance product designed for large companies who don’t conform to the "one size fits all approach."
The organization pays the direct cost of each claim as it is incurred rather than prepaying for benefit claims as with traditional insured programs. This allows a company the flexibility to create an employee health benefit plan that fits both employee and organizational needs.
That flexibility, combined with a comprehensive health care practitioner network, member service excellence, and experienced staff, makes self-funding easier than ever.
Why Choose a Self-Funded Plan
- Gain maximum control over design and cost of the plan
- Enhance employee satisfaction with a customized health benefit plan
- Access to a comprehensive network of hospitals, physicians, and other health care providers
- Proven health care management, claims processing, and administration provided by Capital District Physicians’ Health Plan, Inc. (CDPHP), a respected industry leader.
Self-funded plans are administered by Capital District Physicians' Healthcare Network, Inc. (CDPHN), which is an affiliate of CDPHP.