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Zero Dollar Medicare Plans

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Benefit & Cost-Share

$0 Medicare Rx HMO

Monthly Premium* $0
Medical Deductible No deductible
Primary Care Physician Office Visit Copayment $0
Doctor On Demand $0
Over-the-counter benefit $50 per quarter
Specialist Office Visit Copayment $50
Routine Annual Physical Exam Copayment $0
Urgent Care Copayment $65
Emergency Room Copayment1 $90 worldwide coverage
Ambulance $265
Ambulatory Surgery Center $315
Outpatient Hospital Services $365
Inpatient Hospitalization Days 1-5: $360 per day
  No copayment after day 5
Skilled Nursing Facility Care Days 1-20: $0 per day
  Days 21-100: $184 per day
Meal Delivery Following Inpatient Stay: Covered Covered
Dental-Routine Cleaning/Exam 1 preventive cleaning per year;
$20 copay for annual exam;
$20 per bitewing x-ray;
$30 per panoramic or full mouth x-ray;
Must use a Delta Dental Medicare Advantage for CDPHP network provider.
Dental-Restorative Available
Vision
- Annual Routine Eye Exam
- Frames/Lenses (per year)
(20% coinsurance for one pair after cataract surgery)

$20
Up to $75 every two years
Hearing Care Solutions Hearing Aid Benefit $599 or $899
Diagnostic Tests and Lab Services2 $0 or 20%
X-rays $50
Advanced Imaging Studies (CT, MRI, etc.) $195
Part B Drugs and Radiation Therapy 20%
CaféWell and Incentives Earn up to $175
OOP Max $7,500

  *You must continue to pay your Medicare Part B premium. 

 

View $0 Medicare Rx plan Evidence of Coverage (EOC) and Summary of Benefits (SOB) for all covered services.

Disclaimers:

  1. Copayment waived if admitted to the hospital within 24 hours for the same diagnosis.

  2. Copayment waived if services received at a preferred laboratory.

  3. The benefit information provided herein is a brief summary, not a comprehensive description of available benefits. For more information, contact the plan. Benefits, formulary, pharmacy network, premium and/or copayments/coinsurance may change on January 1, 2022. Limitations, copayments, and restrictions may apply.

View PPO Plan Options»

CDPHP Medicare Advantage is an HMO and PPO plan with a Medicare contract. Enrollment in CDPHP Medicare Advantage depends on contract renewal.

Y0019_21_13605 - last updated 10/01/2020

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CDPHP best Medicare by US News


Best Insurance Companies for Medicare Advantage 2021, U.S. News & World Report