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Vital Rx

Medicare Vital Plan

Did you know? Thanks to the 5-Star Special Enrollment Period (SEP), you can enroll in CDPHP® Medicare Advantage PPO plans anytime through November 30. Being a 5-Star plan has perks!

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Benefit & Cost-Share



Monthly Premium $0
Medical Deductible $0
Primary Care Physician Office Visit Copayment $0 $50
Doctor On Demand $0 N/A
Special Office Visit Copayment $50 $60
Routine Annual Physical Exam Copayment $0 40%
Urgent Care Copayment $65 $65
Emergency Room Copayment $90 $90
Ambulance $265 $265
Ambulatory Surgery Center $345 40%
Outpatient Hospital Services $395 40%
Inpatient Hospitalization Days 1-4; $460
No copayment after day 4
Skilled Nursing Facility Care $0 days 1-20
$184 days 21-100
Dental-Routine Cleaning/Exam 1 preventive cleaning per year
$20 copay per exam
$20 per bitewing
$30 per panoramic x-ray
$30 per full mouth x-ray
Dental-Restorative Not available
- Annual Routine Eye Exam
- Frames/Lenses (per year)
(20% coinsurance for one pair after cataract surgery)

$50/2 years

Hearing Care Solutions Hearing Aid Benefit $599 or $899 N/A
Post-discharge Meals Covered Not Covered
Diagnostic Tests and Lab Services 0% or 20% 40%
X-rays $50 $50
Advanced Imaging Studies (CT, MRI, etc) $220 40%
Part B Drugs and Radiation Therapy 20% 40%
CaféWell and Incentives $125
OOP Max $7,500 $11,300

*You must continue to pay your Medicare Part B premium.


View the Vital Rx plan Evidence of Coverage (EOC) and Summary of Benefits (SOB) for all covered services.



  1. Copayment waived if admitted to the hospital within 24 hours for the same diagnosis.

  2. Copayment waived if services received at a preferred laboratory.

  3. Benefits, formulary, pharmacy network, premium and/or copayments/coinsurance may change on January 1, 2022. Limitations, copayments, and restrictions may apply.

  4. Out-of-network/non-contracted providers are under no obligation to treat Medicare Vital Rx members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

View HMO Plan Options»

CDPHP Medicare Advantage is an HMO and PPO plan with a Medicare contract. Enrollment in CDPHP Medicare Advantage depends on contract renewal.

Y0019_21_16185 – last updated 01/26/2021

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Our hours are 8 a.m. – 8 p.m. seven days a week, October 1 – March 31. From April 1 to September 30, Monday – Friday, our hours are 8 a.m. to 8 p.m. A voice messaging service is used weekends, after-hours, and federal holidays. Calls will be returned within one business day.

Medicare Hearing Care

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5 of 5 stars for PPO Plans

Every year, Medicare evaluates plans based on a 5-star rating system.

CDPHP best Medicare by US News

Best Insurance Companies for Medicare Advantage 2021, U.S. News & World Report