Group Health Plans

Plans as Unique as Your Health Needs

Since 1984, our physician-directed health care coverage has offered award-winning health benefits. CDPHP delivers high-quality coverage with commercial and government-sponsored plans to serve our members in New York state. And, true to our aim to be a leader in health care reform, all of our plans meet or exceed the regulations of the Affordable Care Act (ACA).

health care decoded

$0 Copay Enhanced Primary Care

Pay nothing up front when you see an Enhanced Primary Care provider.

Copay First

A high deductible health plan with a traditional copay phase.

Smart Deductible

Save money on your common health care needs when they are carved out of the deductible.

Embrace Health

A comprehensive medical plan with a bonus account

Exclusive Provider Organization (EPO)

Imagine in-network care with no paperwork, no referrals, and no surprises.

Preferred Provider Organization (PPO)

See a doctor within the national network and pay lower copayments or coinsurance.

High Deductible Health Plans (HDHP) Overview

The freedom to visit CDPHP doctors without a referral and see non-participating doctors if you choose.

Health Maintenance Organization (HMO)

Enjoy a complete array of in-network care with low out-of-pocket costs for all covered services.

Hybrid Health Plans

Comprehensive coverage at affordable prices.

Healthy New York

See our affordable plan options for qualifying New York small businesses.

Group Medicare

Receive all the benefits of Medicare, and more, from CDPHP.