High Deductible Health Plans

High Deductible Health Plans (HDHP) Overview

High Deductible EPO and PPO

The freedom to see providers within the network without a referral.

Members with a High Deductible PPO may also visit non-participating providers at an out-of-network benefits level.



Our High Deductible EPO and PPO plans include:

➥ No primary care physician or referrals required

➥ No charge for many preventive health care services including annual physicals and screenings provided in-network

➥ The choice to see a non-participating provider (PPO only)

➥ Access to a national network of more than half a million providers

➥ Worldwide coverage for emergency care

High Deductible HMO

Comprehensive coverage with care delivered by your choice of physicians from our extensive network.

The primary care physician (PCP) you select will handle most of your health care needs and refer you within the CDPHP network for specialty care when necessary.



Our High Deductible HMO plans include:

➥ Women may choose both a PCP and an OB/GYN without a referral.

➥ No charge for many preventive health care services including annual physicals and screenings provided in-network

➥ Worldwide coverage for emergency care

➥ For complete information on the CDPHP network, refer to the Directory of Participating Practitioners and Providers, or go to findadoc.cdphp.com.