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A Deductible with Added Security

How The Smart Deductible Plan Works

At CDPHP, we believe our most important job is to provide you access to affordable care that helps keep you healthy. That’s why our Smart Deductible plan carves primary care physician (PCP) visits and prescriptions out of the deductible and offers full coverage with no out-of-pocket costs for routine physicals, immunizations, well-baby/well-child care, worldwide emergency care, and more. Convenient and cost-effective, the CDPHP Smart Deductible delivers value and predictability.

Getting great care is easy with the CDPHP Smart Deductible.

Just keep these tips in mind:

  • Generally, you should see or call a CDPHP participating practitioner or provider when you need medical care.
  • If you need to see a specialist, go to a doctor who is in the CDPHP network.
  • Always carry your CDPHP ID card and use it for ALL medical care.
  • Always use CDPHP participating practitioners and providers unless it is an emergency or you have prior written authorization from CDPHP.
  • You pay only your deductible (if any), copayment, and/or coinsurance for each visit to a participating practitioner and provider.