- Hospital stays and most hospital outpatient services are the only services subject to the deductible and coinsurance.
- Once you meet the deductible, CDPHP covers 80 or 90 percent of your hospital stay depending which plan you have, including all ancillary services.*
- Physician services during hospitalization are covered in full but subject to the deductible.*
* When using the out-of-network benefits with the Transitional PPO plan, you are also responsible for the difference between non-participating provider charges and an allowed amount, even after the coinsurance maximum has been met.