Company Overview

CDPHP Mission Statement

“We provide quality health care at a reasonable cost for our subscribers and operate CDPHP as a model for the delivery, financing, and administration of health care services.”

Our Promise To You

At CDPHP®, we believe that high-quality health care should also be affordable and easily accessible. In fact, we are so committed to delivering the best care at the lowest prices that we have made it our mission to set a new industry standard. As your health insurance provider, we promise to look out for your interests and those of your community. We promise to:

  • Act with integrity at all times and situations

  • Ensure access to high-quality care

  • Responsibly manage our resources

  • Improve the ease and efficiency of clinical practice

  • Promote the health, well-being, and education of our members and employees

  • Support civic and cultural activities in CDPHP communities

Choices and Plans that are Right for You

Our 15-member board of directors, which includes eight physicians, works closely with CDPHP® community members to deliver affordable, high-quality, and hassle-free health coverage. The CDPHP® network has more than 10,000 providers and practitioners – and also offers access to thousands of top physicians across the country. To best meet the needs of our diverse membership, we offer the following product options:

  • Capital District Physicians’ Health Plan, Inc. (CDPHP®) – HMO, Healthy New York, Medicare Choices (HMO), Medicaid, Child Health Plus, and Essential Plan

  • CDPHP Universal Benefits®, Inc. (CDPHP UBI) – Preferred Provider Organization (PPO), High Deductible PPO, Medicare Choices (PPO), Exclusive Provider Organization (EPO), and High Deductible EPO products

  • Capital District Physicians’ Healthcare Network, Inc. (CDPHN) – Administrative services organization (ASO) and self-insured plans

Helpful Links


Counties in Our Service Area

  • Albany

  • Broome

  • Chenango

  • Clinton

  • Columbia

  • Delaware

  • Dutchess

  • Essex

  • Franklin

  • Fulton

  • Greene

  • Hamilton

  • Herkimer

  • Jefferson

  • Lewis

  • Madison

  • Montgomery

  • Oneida

  • Orange

  • Otsego

  • Rensselaer

  • St. Lawrence

  • Saratoga

  • Schenectady

  • Schoharie

  • Tioga

  • Ulster

  • Warren

  • Washington