Large Group

Shared Health – Reimagined!

CDPHP Shared Health combines two simple elements: financial strategy and health behavior change. The result is a program with the transparency to help save you money and the tools to take an active role in improving employee health.

Copay First Plan

Your clients want a high-quality plan that’s affordable. Their employees want first-dollar coverage. Copay First provides both – a high deductible plan that starts with a copay phase. Preventive services don’t count toward the copay phase, meaning employees stay in it longer.

Qualified High Deductible Plans

All CDPHP high deductible plans can be paired with a spending account and offer low premiums, no-cost preventive care, no referrals, worldwide emergency care, and transparency tools that allow employees to make informed decisions about their care.

Lifetime Benefit Solutions

CDPHP is proud to partner with Lifetime Benefits Solutions (LBS) for market leading Health Reimbursement Accounts (HRAs), Flexible Spending Accounts (FSAs), and Health Savings Accounts (HSAs) administrative services. Starting December‌ 1,‌ 2025, all renewals will be exclusively available through LBS.

In addition to spending accounts, LBS offers additional products and services that can help your clients including:

• COBRA Administration

• Premiums Billing

• Compliance Services

• Employee Education Benefits

Tools for New or Renewing CDPHP Businesses

• Delta Dental Selection Form

• CDPHP Formulary Updates

• Employer Group Size Attestation Form

• LBS Value Story Brochure - Employers