Small Group

New Small Group HSA Qualified High-Deductible Plan 333

The new silver HSA-qualified high deductible plan comes with a lower deductible and out-of-pocket maximum than our portfolio of bronze plans. Once the deductible is met, covered medical services are covered in full. Prescriptions follow a standard tiered copay structure – a simplified approach for an easy member experience. .

Triple Zero Plan

With the Triple Zero plan, small group employees get no deductible, no copay for tier 1 drugs, and no copay for seeing a doctor in our Enhanced Primary Care network or for live video doctor visits through Doctor On Demand.

Copay First

Your clients want a high-quality plan that’s affordable. Their employees want first-dollar coverage. Copay First provides both – a high deductible plan that starts with a copay phase. Preventive services don’t count toward the copay phase, meaning employees stay in it longer.

Qualified High Deductible Plans

All CDPHP high deductible plans can be paired with a health funding account and offer low premiums, no-cost preventive care, no referrals, worldwide emergency care, and transparency tools that allow employees to make informed decisions about their care.

Lifetime Benefit Solutions

CDPHP is proud to partner with Lifetime Benefits Solutions (LBS) for market leading Health Reimbursement Accounts (HRAs), Flexible Spending Accounts (FSAs), and Health Savings Accounts (HSAs) administrative services. Starting December‌ 1,‌ 2025, all renewals will be exclusively available through LBS.

In addition to spending accounts, LBS offers additional products and services that can help your clients including:

• COBRA Administration

• Premiums Billing

• Compliance Services

• Employee Education Benefits

Tools for New or Renewing CDPHP Businesses

• 2026 Changes You Should Know

• Small Business Renewal Checklist

• Delta Dental Selection Form

• CDPHP Formulary Updates

• Employer Group Size Attestation Form

• LBS Value Story Brochure - Employers

• Member FAQs – Spending Account Runout