Copay First

How does it work?

Copayment Phase

Members pay a copayment for all services received.* CDPHP tracks the total allowed charge for each service until the Copay First accumulator amount for individuals or families is reached.

Please note preventive visits don’t count toward the copay phase, meaning employees stay in it longer!

Deductible Phase

Members move into the deductible phase and pay the total allowed charge for each service until the plan deductible/out-of-pocket max is reached. Members can access their status online and also receive personalized reminders from CDPHP.

TIP: Offer a health funding account to offset member out-of-pocket costs and still save money!

Here’s what comes with all CDPHP fully insured health plans:

High quality benefits
Award-winning customer service
Value-added programs

Want to learn more? Contact your broker or call a CDPHP sales representative at (518) 641-5100.

Get a fast, free quote

* DME/prosthetics/medical supplies are subject to coinsurance.

My employees couldn't be happier with the affordability and flexibility of the Copay First plan.

-Matt Harrison
Owner, Harrison Physical Therapy

Copay First

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A copay plan at a high deductible price.

How does it work?

Copayment Phase

Deductible Phase

Here’s what comes with all CDPHP fully insured health plans: