High-quality health insurance for $0 per month
Find out if you qualify for an Essential Plan
The Essential Plan has a $0 monthly premium, no deductible, and comes with comprehensive benefits, including:
FITNESS REIMBURSEMENT
DOCTOR ON
DEMAND
ZERO DOLLAR DENTAL & VISION BENEFITS
LOW OR NO COPAYS FOR PRESCRIPTION DRUGS
FREE PHYSICALS & SCREENINGS
Eligibility
Individuals may qualify if they are 19 to 64 years of age, a New York state resident, do not already have health insurance, and are not eligible for Medicaid.
| Household size |
Most you can make |
| 1 person |
$37,650 |
| 2 people |
$51,100 |
| 3 people |
$64,550 |
| 4 people |
$78,000 |
This chart is a general overview of eligibility for the Essential Plan. To find out exactly what you qualify for, call 1-866-MyCDPHP (1-866-692-3747).
The Essential Plan is available in 16 counties within the CDPHP service area: Albany, Broome, Clinton, Columbia, Essex, Franklin, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Tioga, Warren, and Washington.
View cost details for each plan.