Eligibility
Individuals may qualify if they are 19 to 64 years of age, a New York state resident, do not already have health insurance, and are not eligible for Medicaid.
| Household size |
Most you can make |
| 1 person |
$25,520 |
| 2 people |
$34,480 |
| 3 people |
$43,440 |
| 4 people |
$52,400 |
This chart is a general overview of eligibility for the Essential Plan. To find out exactly what you qualify for, call 1-866-MyCDPHP (1-866-692-3747).
The Essential Plan is available in 16 counties within the CDPHP service area: Albany, Broome, Clinton, Columbia, Essex, Franklin, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Tioga, Warren, and Washington.
Costs
Depending on income level, the premium (monthly cost) is either $0 or $20 per person. None of the plans include a deductible, meaning you will only pay a copay or coinsurance for medical services and prescription drugs.
Cost details for each plan: 2021 and 2020 .