Essential Plan

CDPHP Essential Plans come with:

CDPHP Essential Plan Extra Benefits

Individuals may qualify if they are 19 to 64 years of age, a New York state resident, do not already have health insurance, and are not eligible for Medicaid.

Household size Most you can make
1 person $25,520
2 people $34,480
3 people $43,440
4 people $52,400

This chart is a general overview of eligibility for the Essential Plan. To find out exactly what you qualify for, call 1-866-MyCDPHP (1-866-692-3747).

The Essential Plan is available in 16 counties within the CDPHP service area: Albany, Broome, Clinton, Columbia, Essex, Franklin, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Tioga, Warren, and Washington.

Depending on income level, the premium (monthly cost) is either $0 or $20 per person. None of the plans include a deductible, meaning you will only pay a copay or coinsurance for medical services and prescription drugs.

NEW for 2021! CDPHP is now offering Essential Plan 1 & 2 with vision and dental for 2021 for an additional premium.

Cost details for each plan:  2021 and 2020 .

Get Started Now

Call 1-866-MyCDPHP (1-866-692-3747) and select Option 1 or fill out this form and a CDPHP representative will contact you:

CDPHP Essential Plan Free Resources Icon

CDPHP Essential Plan Doctor on Demand Icon

CDPHP Essential Plan Free Gym Membership Icon

CDPHP Essential Plan Find a Doctor Icon