Essential Plan

CDPHP Essential Plans come with:

CDPHP Essential Plan Extra Benefits

Individuals may qualify if they are 19 to 64 years of age, a New York state resident, do not already have health insurance, and are not eligible for Medicaid.

Household size Most you can make
1 person $24,280
2 people $32,920
3 people $41,560
4 people $50,200

This chart is a general overview of eligibility for the Essential Plan. To find out exactly what you qualify for, call 1-866-MyCDPHP (1-866-692-3747).

The Essential Plan is available in 16 counties within the CDPHP service area: Albany, Broome, Clinton, Columbia, Essex, Franklin, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Tioga, Warren, and Washington.

Depending on income level, the premium (monthly cost) is either $0 or $20 per person. None of the plans include a deductible, meaning you will only pay a copay or coinsurance for medical services and prescription drugs.

Cost details for each plan: 2019 and 2020.

Get Started Now

Call 1-866-MyCDPHP (1-866-692-3747) and select Option 1 or fill out this form and a CDPHP representative will contact you:

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