1. CDPHP Home
  2. Members
  3. Health Plans
  4. Individual Health Insurance Plans

Individual Health Plans

Take the Guesswork Out of Shopping for Individual Health Insurance

Choosing the right health plan is an important step toward a healthy future, but it can be tricky. Use this shopping checklist to help you make an informed decision about which coverage is best for you and your family.

Choosing the Right Health Plan Checklist   Get a Quote

PLANS   Platinum   Gold   Silver   Bronze
Your out-of-pocket share for covered services is approximately   10%   20%   30%   40%
Monthly Cost (Premium)   $$$$   $$$   $$   $
Cost-Share Comparison   You pay: 10%
Plan pays: 90%		   You Pay: 20%
Plan pays: 80%		   You pay: 30%
Plan pays: 70%		   You Pay: 40%
Plan pays: 60%
Out-of-Pocket Costs   $   $$   $$$   $$$$
In-Network Deductible   $   $$   $$$   $$$$
Preventive Care Services   Covered at no cost   Covered at no cost   Covered at no cost   Covered at no cost
Health Savings Account (HSA) Qualified   No   No   Yes   Yes
Prescription & Emergency Room Coverage   $   $$   $$$   $$$$
Live Video Doctor Visits   Yes   Yes   Yes   Yes
                 
    SEE PLAN INFO   SEE PLAN INFO   SEE PLAN INFO   SEE PLAN INFO

© 2020 CDPHP. All Rights Reserved | Capital District Physicians' Health Plan, Inc. | 500 Patroon Creek Blvd. | Albany, New York 12206