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Individual Health Plans

Take the Guesswork Out of Shopping for Individual Health Insurance

Choosing the right health plan is an important step toward a healthy future, but it can be tricky. Use this shopping checklist to help you make an informed decision about which coverage is best for you and your family.

Choosing the Right Health Plan Checklist

Platinum Plans	Gold Plans
Your out-of-pocket share for covered services is approximately 10%. Learn more	Your out-of-pocket share for covered services is approximately 20%. Learn more
Monthly Cost (Premium)
$$$$$	$$$$
Cost-Share Comparison
You pay: 10% \| Plan pays: 90%	You Pay: 20% \| Plan pays: 80%
Out-of-Pocket Costs
$	$$
In-Network Deductible
$	$$
Preventive Care Services
Covered at no cost	Covered at no cost
Health Savings Account (HSA) Qualified
No	No
Prescription & Emergency Room Coverage
$	$$
Live Video Doctor Visits
Yes	Yes
Get a Quote	Get a Quote

Silver Plans	Bronze Plans
Your out-of-pocket share for covered services is approximately 30%. Learn more	Your out-of-pocket share for covered services is approximately 40%. Learn more
Monthly Cost (Premium)
$$$	$$
Cost-Share Comparison
You pay: 30% \| Plan pays: 70%	You Pay: 40% \| Plan pays: 60%
Out-of-Pocket Costs
$$$	$$$$
In-Network Deductible
$$$	$$$$
Preventive Care Services
Covered at no cost	Covered at no cost
Health Savings Account (HSA) Qualified
Yes	Yes
Prescription & Emergency Room Coverage
$$$	$$$$
Live Video Doctor Visits
Yes	Yes
Get a Quote	Get a Quote

© 2018 CDPHP. All Rights Reserved | Capital District Physicians' Health Plan, Inc. | 500 Patroon Creek Blvd. | Albany, New York 12206